Are you a Cisco employee looking to make the most of your benefits and improve your financial wellness? The Cisco Employee Stock Purchase Plan (ESPP) can help you achieve your financial goals by letting you buy Cisco stock (CSCO) at a discount and share in the company’s long-term growth. Here’s a quick guide to help you better understand how to leverage the Cisco ESPP.

Ben and Chris share Hilltop’s latest investment views on tariffs, the Federal Reserve, inflation, and opportunities for investing in this economic environment.

On July 4th, President Trump signed the “One Big Beautiful Bill Act” into law, enacting sweeping legislation that makes changes to everything from the debt ceiling and Medicaid to immigration and taxes. Many changes could impact financial planning. Let’s take a closer look:

Alex and Brittany share Hilltop’s latest investment views on tariffs, inflation, recession concerns, and how to invest amidst all the uncertainty.

Uncertainty in the market is not a surprise to us at Hilltop Wealth Advisors, it’s an expected part of the process. We’ve built the financial plans and investment strategies of our clients with times like these in mind. We remain focused on long-term fundamentals and strategic investment decisions. It’s times like these when that discipline is rewarded.

To understand where we are, it’s always helpful to understand where we’ve been. Let’s do a quick recap of why markets performed the way they did in the first quarter of this year.

Recently, it seems like the markets have been dominated by news-driven storylines. Whenever we’re in a period like this, we think it’s handy to remind ourselves about some basic Investing Do’s and Don’ts that apply no matter what the media’s talking about.

“What should we do about tariffs?” is a question we’re hearing a lot lately, since many investors are feeling the pain of the recent market volatility. In this Hilltop Views video, we dive into what tariff-related questions investors should really be asking.

David and Rusty share Hilltop’s latest investment views: uncertainty around inflation, interest rates, and trade policy, and the outlook for AI.

Ben and Brittany share Hilltop’s latest investment views: a strong economic year with cooling inflation, a broadening market rally, and likely impacts from the US election.

Brittany shows a scenario where a Donor Advised Fund (DAF) could reduce your tax bill for years to come. In a year with abnormally high taxable income, consider a DAF as a way to make the most of your charitable donations.

Chris shows how making Qualified Charitable Distributions (QCDs) from an IRA can be a tax-smart way to donate to charities in retirement. If you’re over age 70.5, have an IRA, and want to donate to charities, consider QCDs as a way to minimize your taxable income and maximize your charitable giving! As always, talk with your financial and tax advisor.

Election season is one of the most important aspects of our political system, but there’s no doubt that getting through it can be stressful. But one thing you shouldn’t have to stress over is how the elections will impact the markets.

Chris and Dave share Hilltop’s latest investment views: a concentrated market run-up, bonds recovering, upcoming opportunities, and more. If you would like to discuss anything, we look forward to hearing from you.

Starting early with a Roth IRA can make a significant difference in your financial future. By taking advantage of the potential tax benefits and benefits of compounding, you may position yourself for success and flexibility in the long term. Remember, the earlier you start, the more time your money has to grow.

Rusty and Brittany share Hilltop’s latest investment views: the inflation outlook, opportunities in AI, the timing for the Federal Reserve’s interest rate cuts, and more.

David and Ben share Hilltop’s latest investment views: opportunities in fixed income, the upcoming US presidential election, the growth of the “Magnificent Seven” stocks, and more.

With the start of the New Year and classes coming back in session, there is no better time for a fresh beginning with your finances. Here are 8 smart budgeting tips that can help you build a strong financial foundation before you graduate.

Brittany and Chris share Hilltop’s latest investment views: opportunities in fixed income, the impact of global conflict on markets, recessionary risks, and more.

Whether your earnings came from hard work or good luck, the final few months of the year are a perfect time to review this year’s income and make sure you have a smart tax plan in place. Here are the planning steps to take.