If you have federal student loans, you have undoubtedly enjoyed the past few years of zero interest + zero required payments on your loans. However, federal student loan payments and interest accrual are set to resume by mid-2023, and this could be a harsh awakening for many loan borrowers.

There’s no one right or wrong way to approach financial advising, but given the plethora of options it’s not surprising that only 35%* of Americans work with a financial advisor – it’s so hard to know when and where to start!

At some point, you realize the Internet doesn’t have all the answers you need. Sometimes facts and general education aren’t enough – you need someone who knows you and can help you make a decision.

Brittany and Rusty share Hilltop’s current views on challenging bond markets, rising interest rates and recession risk, low unemployment, and how we’re updating allocations.

If you’ve built up substantial savings in your 401(k) or another retirement plan, professional management could provide significant benefits. Here are five ways an advisor can help.

Ben and Curtis share Hilltop’s current views on the Fed’s tightrope act, recession concerns, persistent inflation, how we’re navigating current markets, and more.

When it comes to financial goals, we’re often thinking about big, long-term objectives like saving for retirement, paying for college, or buying a home. Life is all about balance, though: you deserve to enjoy life now while planning for the future, so it’s important to consider what your shorter-term priorities might be.

Chris and David share Hilltop’s current views on the Fed, inflation, deglobalization trends, how we’re navigating current markets, and more.

Curtis and Rusty share Hilltop’s views on inflation, economic reopening, market opportunities, and more.

Hilltop will share our quarterly outlook video in a few weeks. But with the daily fluctuations being as wild as they are, we wanted to share a sneak preview of our thoughts.

For families who are in the position of paying for daycare or a nanny, it can still be a complicated decision to make because there are many factors to consider - some of these factors are financial, some are less quantifiable. While every family should make the decision that is uniquely best for them, it is wise to weigh the potential advantages of either choice.