The new year is right around the corner, so it’s a great time to revisit your charitable gifting strategy. In today’s installment of our series “Uncertain Seas: Navigating 2021 Tax Reform,” Brittany Mollica has a case study in some tax-efficient ways to give.

Brittany and Ben share Hilltop’s views on 3 factors causing recent market volatility, key threats to the ongoing economic recovery, and where we see opportunities in the current markets.

Today we have a case study exploring one way to reduce long-term taxes and build net worth. Exploring Roth conversions, Chris Hostetler shows how reading the winds of your changing tax liability can help you decide whether this strategy might work for you.

Today David Wise demonstrates how we use two of our planning tools, eMoney and Holistiplan, to help you steer your financial ship through changing tax waters.

In this Hilltop Views video, we discuss the differences between income tax preparation and tax planning. As financial advisors we know enough to help navigate the choppy seas of income tax, but we are not income tax professionals. We’ll always make sure to collaborate with your tax advisor before setting a course.

As we monitor an economic recovery like no other, Hilltop presents our third quarterly Economic and Market Update of the year. Brittany Mollica and Chris Hostetler cover Hilltop’s views on the current economic expansion, inflation, and labor markets. And of course we discuss the virus, variants, and vaccines. If you have questions or would like to discuss anything, we look forward to hearing from you.

It’s easy to find headlines these days expressing concern about rising prices. … But before we decide whether to worry, let’s explore what inflation is and what typically causes it.

Given how expensive college (and children in general) can be, it’s important to plan ahead. Here are three steps for setting and reaching your college savings goal.

We’ve shared how we help our clients prepare for the financial risk of a long life expectancy. But why does longevity planning really matter? In this Hilltop at Home video, David Wise provides 3 ways that longevity planning can help you live your best life in retirement.

Everyone hopes to live a long and healthy life, but a long life can also be a financial threat. This is called “longevity risk” and although it is a key financial planning concept, it can be difficult to quantify. In this Hilltop at Home video, Brittany Mollica shares a case study illustrating how we review each client’s longevity risk.

These days, everybody is talking about a post-COVID world and the “new normal,” but nobody knows exactly what it will look like. But we’re hoping we will all work together to make it better than the old normal. Continuing our “Foresight From 2020” series with a new Hilltop at Home video, Chris Hostetler discusses how you can seize this moment and renew your own priorities.

Let me tell you a story about a 42-year-old lawyer and her 72-year-old mother who got COVID within days of each other in January. The dark cloud is that we got sick, but the silver lining is we can find some valuable estate planning lessons in the experience.

Amidst a strong start for the markets in 2021, Hilltop presents our second quarterly Economic and Market Update of the year. Curtis Byrd and Rusty Eriksen discuss Hilltop’s views on the market impacts of COVID vaccines, fiscal policy, and the economy’s evolving “new normal.”

Advisor Brittany Mollica is featured on this week’s episode of The Mind Money Spectrum podcast. She speaks with hosts Aaron Agte and Trishul Patel to discuss credit scores. Learn how you can identify which actions will help build your credit score when you're just getting off the ground, or what you can do to improve a less-than-ideal score.

How do you make wise decisions with confidence in a world with so much uncertainty? In today’s Hilltop at Home, advisor David Wise shows you one way: using a Monte Carlo simulation to view your financial plan in 1,000 different market scenarios, so you can better prepare for the unexpected.

Unfortunately, the real world is unpredictable – many factors in the financial planning formula are random and uncontrollable. So how can you make wise decisions when you cannot control everything?

Although a steady investment return makes for a useful planning assumption, it’s not very realistic. The good news is we have a tool that supplements the usual model and gives us a more realistic picture of market uncertainty: the Monte Carlo simulation.

Ben Yeager and David Wise discuss Hilltop’s views on COVID vaccine distribution, market risks and opportunities in a post-pandemic recovery, and how to maintain investing discipline.

If you’re starting 2021 with a goal of bettering your finances, it may be time to improve your credit score. Here are 6 simple steps to improving your credit score.