Ben and Brittany share Hilltop’s latest investment views: a strong economic year with cooling inflation, a broadening market rally, and likely impacts from the US election.

Brittany shows a scenario where a Donor Advised Fund (DAF) could reduce your tax bill for years to come. In a year with abnormally high taxable income, consider a DAF as a way to make the most of your charitable donations.

Chris shows how making Qualified Charitable Distributions (QCDs) from an IRA can be a tax-smart way to donate to charities in retirement. If you’re over age 70.5, have an IRA, and want to donate to charities, consider QCDs as a way to minimize your taxable income and maximize your charitable giving! As always, talk with your financial and tax advisor.

Election season is one of the most important aspects of our political system, but there’s no doubt that getting through it can be stressful. But one thing you shouldn’t have to stress over is how the elections will impact the markets.

Chris and Dave share Hilltop’s latest investment views: a concentrated market run-up, bonds recovering, upcoming opportunities, and more. If you would like to discuss anything, we look forward to hearing from you.

Starting early with a Roth IRA can make a significant difference in your financial future. By taking advantage of the potential tax benefits and benefits of compounding, you may position yourself for success and flexibility in the long term. Remember, the earlier you start, the more time your money has to grow.

Rusty and Brittany share Hilltop’s latest investment views: the inflation outlook, opportunities in AI, the timing for the Federal Reserve’s interest rate cuts, and more.

David and Ben share Hilltop’s latest investment views: opportunities in fixed income, the upcoming US presidential election, the growth of the “Magnificent Seven” stocks, and more.

With the start of the New Year and classes coming back in session, there is no better time for a fresh beginning with your finances. Here are 8 smart budgeting tips that can help you build a strong financial foundation before you graduate.