There’s no one right or wrong way to approach financial advising, but given the plethora of options it’s not surprising that only 35%* of Americans work with a financial advisor – it’s so hard to know when and where to start!

At some point, you realize the Internet doesn’t have all the answers you need. Sometimes facts and general education aren’t enough – you need someone who knows you and can help you make a decision.

Brittany and Rusty share Hilltop’s current views on challenging bond markets, rising interest rates and recession risk, low unemployment, and how we’re updating allocations.

If you’ve built up substantial savings in your 401(k) or another retirement plan, professional management could provide significant benefits. Here are five ways an advisor can help.

Ben and Curtis share Hilltop’s current views on the Fed’s tightrope act, recession concerns, persistent inflation, how we’re navigating current markets, and more.

When it comes to financial goals, we’re often thinking about big, long-term objectives like saving for retirement, paying for college, or buying a home. Life is all about balance, though: you deserve to enjoy life now while planning for the future, so it’s important to consider what your shorter-term priorities might be.

Chris and David share Hilltop’s current views on the Fed, inflation, deglobalization trends, how we’re navigating current markets, and more.

Curtis and Rusty share Hilltop’s views on inflation, economic reopening, market opportunities, and more.

Hilltop will share our quarterly outlook video in a few weeks. But with the daily fluctuations being as wild as they are, we wanted to share a sneak preview of our thoughts.

For families who are in the position of paying for daycare or a nanny, it can still be a complicated decision to make because there are many factors to consider - some of these factors are financial, some are less quantifiable. While every family should make the decision that is uniquely best for them, it is wise to weigh the potential advantages of either choice.

The new year is right around the corner, so it’s a great time to revisit your charitable gifting strategy. In today’s installment of our series “Uncertain Seas: Navigating 2021 Tax Reform,” Brittany Mollica has a case study in some tax-efficient ways to give.

Brittany and Ben share Hilltop’s views on 3 factors causing recent market volatility, key threats to the ongoing economic recovery, and where we see opportunities in the current markets.

Today we have a case study exploring one way to reduce long-term taxes and build net worth. Exploring Roth conversions, Chris Hostetler shows how reading the winds of your changing tax liability can help you decide whether this strategy might work for you.

Today David Wise demonstrates how we use two of our planning tools, eMoney and Holistiplan, to help you steer your financial ship through changing tax waters.

In this Hilltop Views video, we discuss the differences between income tax preparation and tax planning. As financial advisors we know enough to help navigate the choppy seas of income tax, but we are not income tax professionals. We’ll always make sure to collaborate with your tax advisor before setting a course.

As we monitor an economic recovery like no other, Hilltop presents our third quarterly Economic and Market Update of the year. Brittany Mollica and Chris Hostetler cover Hilltop’s views on the current economic expansion, inflation, and labor markets. And of course we discuss the virus, variants, and vaccines. If you have questions or would like to discuss anything, we look forward to hearing from you.

It’s easy to find headlines these days expressing concern about rising prices. … But before we decide whether to worry, let’s explore what inflation is and what typically causes it.

Given how expensive college (and children in general) can be, it’s important to plan ahead. Here are three steps for setting and reaching your college savings goal.

We’ve shared how we help our clients prepare for the financial risk of a long life expectancy. But why does longevity planning really matter? In this Hilltop at Home video, David Wise provides 3 ways that longevity planning can help you live your best life in retirement.

Everyone hopes to live a long and healthy life, but a long life can also be a financial threat. This is called “longevity risk” and although it is a key financial planning concept, it can be difficult to quantify. In this Hilltop at Home video, Brittany Mollica shares a case study illustrating how we review each client’s longevity risk.