It is undeniably tough to watch your account balances fall – that’s your hard-earned money! This is where your financial advisor comes in. We’re here to remind you of the bigger picture so you can stick to your plan, take advantage of any investment opportunities, and, just as importantly, not lose any sleep over it.

The SECURE Act changes a wide variety of rules and several items could be relevant to younger families and professionals.

Many of us are thinking about our New Year’s Resolutions as we celebrate the start of the 2020s. While most resolutions are related to physical health, we’ve put together some suggestions for financial health resolutions, particularly for retirement accounts provided by your employer (401(k), 403(b), TSP, etc.).

When it comes to the “food” category of my budget, I’ve noticed that it’s easy for expenses to add up way faster than planned. To counteract that, I've implemented some strategies within the past year that have helped me cut down on my dining and grocery expenses while wasting less food and still getting to eat at my favorite restaurants.

For most people, dying is a more visceral fear, so we tend to focus our anxiety and worry on the possibility of death. But facing a period of disability without the proper insurance in place is a serious risk. If you lose income because you’re too sick or injured to work, the financial cost to you and your family can be devastating.

You’ve mastered the basic differences between a Traditional and a Roth IRA (by reading part one of this post) and you’re ready to start saving. Now, it’s game time: which type of account should you use? There’s no right or wrong answer, but there are a few items you should think through before making your decision.

You’re a saver, and you’ve heard that contributing to a Traditional or Roth IRA is a good tax move. But you may be bewildered about the difference and trying to decide which one is for you. We’re here to help! This post is part one of two and will discuss the rules of Traditional and Roth IRAs.

Budgeting does not have to be difficult or time-consuming. It can actually be comforting to know that you have a plan for your money, especially if that includes a regular Starbucks run!

As a young professional, you may think you’re too busy to learn how your tax return works. Whether you’re new to adulting and filing on your own for the first time or you’ve been filing for a few years and want to actually understand it this time, you don’t need to be intimidated by the 1040.

The reason your cash reserve is so important: you can never predict when your car is going to break down, when you might lose your job or when you’ll need to take a trip to Urgent Care. These surprise expenses can be costly, and you don’t want to be forced to withdraw from your retirement accounts or take on credit card debt just to pay the bills.

Entering the “real world” can be overwhelming; between starting a new job, navigating a new city and making new friends, dedicating time to think about your financial situation might be low on the priority list. However, the sooner you can take a proactive approach to your personal finance, the better.