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From monthly archives: August 2018

We are pleased to present below all posts archived in 'August 2018'. If you still can't find what you are looking for, try using the search box.

Personal Finance 101 - Building Your Emergency Fund

Personal Finance 101 - Building Your Emergency Fund
By: Brittany Mollica When we meet a new client, one of the first financial planning topics we review is a cash reserve – money set aside in savings as an emergency fund. Why? The reason your cash reserve is so important: you can never predict when your car is going to break down, when you might lose your job or when you’ll need to take a trip to Urgent Care. These surprise expenses can be costly, and you don’t want to be forced to withdraw from your retirement accounts or take on credit card debt just to pay the bills.  How? It’s often best to set up an emergency fund separate from your regular checking account. You will want to keep this money in a savings or money market fund, which will pay you a slightly higher interest rate than your checking. These types of accounts are very liquid, meaning you can access the money at any time, and you won’t have to worry about losing value in the stock market.  How Much? Generally speaking, you will want to have at le ...

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Hilltop Market Update 3rd Quarter 2018

  Hilltop Market Update, August 2018 Video Transcript Dave:    Hello, and welcome to Hilltop Wealth Advisors’ 3rd Quarterly Investment Review and Outlook.  I’m David Wise, and with me today is Chris Hostetler. Chris:    Hi, Dave. Dave:    Thanks for joining me, Chris. To start off, Chris, could you highlight a few of the items really driving the markets year-to-date? Chris:    Certainly.  You know, we have to acknowledge the trade war talk and all of that tension that permeates the national consciousness. It is a threat to the economy, it’s a threat to the markets, and that’s something we’re not going to lose sight of.  That being said, there are a lot of other things that we think we need to pay attention to.  Most importantly, the US economy is in a pretty strong place right now. We see continued growth and we see still a very low probability of recession this year, a ...

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Estate Planning - What I Learned From My Grandfather After His Death

Estate Planning - What I Learned From My Grandfather After His Death

Executing the documents is just the beginning.  Where most people fall short is the implementation, which can be easily overlooked. Read our helpful tips for making the most of your estate plan and following through with your plan.

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