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From monthly archives: July 2017

We are pleased to present below all posts archived in 'July 2017'. If you still can't find what you are looking for, try using the search box.

Should I Stay or Should I Go? Options for Senior Living – Part One

Should I Stay or Should I Go?  Options for Senior Living – Part One
You probably hate uncertainty, and you probably don’t like to think about becoming physically dependent, dying, or aging in a nursing home.  Put all of this together, and it can be hard to even think about where you’ll live as you age, who will take care of you, or how you’ll pay for it all.  Yet, if you don’t make plans in these areas, you are giving up control over some of the most important decisions you’ll ever make.  We’ve seen concern about this among our clients, and studies have shown that Americans at large are underprepared for the costs and legal implications of late-life disability and dependence.  Independent living, continuing care retirement communities, advance healthcare directives, etc – just understanding the terms can be overwhelming!  But enough of the bad news.  There are many good senior living options these days.  If you know the terminology and who to ask for help, planning to age may be easier than you ...

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What Can an Escape Room Teach You About Financial Planning?

What Can an Escape Room Teach You About Financial Planning?
When you truly trust the people you work with, you aren’t afraid to be locked up with them, at least for a little while.  At Hilltop, we recently put our mutual trust to the test and went to an escape room for a little bit of team building.  If you don’t know what an escape room is, I should explain: the host locks you in a room, and you escape by finding clues, solving puzzles, and answering riddles.  (Of course, there’s a panic button that lets you out in a hurry – as our host explained, the fire marshall frowns on locking people in.)  This was an exciting and fun-filled experience, and after we finished, I couldn’t help but see some parallels with financial planning:   Work together and use everybody’s skill set During our escape room experience, Brittany, the team’s math major, deciphered one particular clue pretty quickly.  But she had to explain it to the rest of us a couple times before we understood what she had done. ...

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