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From monthly archives: November 2017

We are pleased to present below all posts archived in 'November 2017'. If you still can't find what you are looking for, try using the search box.

Charities to Know in the Triangle

Charities to Know in the Triangle
By: Kali Whitaker “Make a positive impact on the world around you.” It’s more than just a key element of Hilltop’s mission statement. We believe that making a difference in the lives of others is a critical component to living a fulfilling life. There is a plethora of organizations in the Triangle working to improve lives – we have listed only a few. To be clear, we are not ranking or grading local charitable organizations, but we hope to make you aware of opportunities to get involved and make a difference in a way that aligns to your skills, hobbies or interests.   Big Brothers Big Sisters About (via bbbstri.org) As a proud big sister for over 4 years, I couldn’t not include Big Brothers Big Sisters of the Triangle (BBBS) in my list of great charities in the triangle. BBBS is a non-profit organizations that matches kids in need of mentorship with a caring and kind adult. One of the things I find unique about the organization is that the mentor-mentee r ...

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U.S Economy and Markets Transcript

Ben Yeager, CFP (00:12) Hello, and welcome to the first series of videos for the Hilltop Views blog. I’d like to share some of our thoughts from the latest quarterly Hilltop review of the economy and markets. I’m Ben Yeager and today I’ll summarize our thoughts on the state of the U.S. economy and markets. (00:24) So far U.S. stocks have appreciated nicely through the end of the third quarter. U.S. Large-Cap stocks have posted gains of 14.2%. Big-Cap stocks have trailed with 11.7% gained, and small- cap stocks followed just behind with gains of 10.9%. (00:41) The market rally that started in February 2016 has coincided with improvements in many of the U.S. leading economic indicators. As we can see from this next chart, currently seven of the ten leading economic indicators are positives. But, we are very aware of the U.S. equity valuations reflected premiums to their historic norms were comforted by the strengthening economic conditions, in addition to significant improvement in ea ...

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U.S. Bond Market Transcript

Rusty Erikson, CFP: (00:11) Welcome to the first series of videos for the Hilltop Views blog. We’d love to share with you some of our thoughts from our latest quarterly Hilltop review investment meeting. I’m Rusty Erikson and I’ll be talking about the U.S. Bond market. (00:23) There really can’t be a discussion of the U.S. Bond market without talking about the Federal Reserve, and the Federal Reserve has been a busy place these days. First, Federal Reserve Chairman Yellen has signaled that the Fed will continue its plan of slow and steady Fed fund rate increases. (00:39) The Federal Reserve has voted to increase rates twice in 2017. Each an increase of a quarter of a percent and markets are expecting another quarter of a percent increase in December, and two or three more increases in 2018 and 2019. This measured interest rate increase is based on the present health of the U.S. economy, low unemployment, and subdued inflation with the Fed believing that those trends will conti ...

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International Investments Transcript

Chris Hostetler, CFP: (00:06) Hello! Welcome to the first series of videos for the Hilltop Views Blog. We would like to share some of our thoughts from Hilltop’s 4th-quarter review of the investment markets. I’m Chris Hostetler and today David Wise and I are going to discuss the international equity markets. (00:20) We believe at Hilltop that 2017 marks a changing of the guard between U.S. and international investments. For years following the financial crisis in 2008, the U.S. market outperformed the international markets pretty consistently. This year however, we’re seeing international equities broadly performing better than the U.S. (00:39) Let’s look at a chart that illustrates what we’re talking about here: This shows the last 20 years of performance for the U.S. and the international markets, but let’s focus specifically at the trend since 2009. The gray line shows the movement of the US stock market and the purple line represents foreign stocks. Over the la ...

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Retirement is a Great Time to Engage with Your Community

Retirement is a Great Time to Engage with Your Community
When you retire, you don’t have to travel the world to expand your horizons.  You can grow wherever you live.  In our October retirement panel event, we explored several ways to make the most of your retirement.  Of course, we learned about travel options (see “Enjoying the Latest Travel Trends in Retirement”).  But we also explored ways to become more worldly without crossing the county line. For inspiration and ideas on local enrichment opportunities, we heard from: Meri Mitchell, Director of Development at Big Brothers Big Sisters of the Triangle, shared thoughts on volunteerism in general and mentorship specifically.  Garry Crites, Director of the Osher Lifelong Learning Institute at Duke University, encouraged us to never stop learning or teaching.  Daniel Dinkins, Manager of Operations at UNC Chapel Hill Visitors’ Center, enlightened us on engaging with familiar locations from a fresh perspective. Meri started with a reminder that s ...

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Hilltop Market Update

Hilltop Market Update

Welcome to the first series of videos on the Hilltop Views blog!  We just held our quarterly investment review and wanted to share what we are seeing in investments around the world.

 

Ben Yeager discusses the US – the state of the economy and the market’s recent expansion.

 

 

Chris Hostetler and David Wise address the international situation – ever volatile and evolving, foreign stocks come with unique risks and opportunities relative to US stocks.

 

 

Rusty Eriksen looks at the bond markets and shares some perspective on Jerome Powell, the nominee to be the next Chairman of the Federal Reserve.

 

Enjoy watching, and let us know what you think!

Enjoying the Latest Travel Trends in Retirement

Enjoying the Latest Travel Trends in Retirement
by Chris Hostetler & Kali Whitaker One of the great joys we experience as advisors is living vicariously through clients of ours who are traveling the world.  Often, this is the payoff for years of hard work and careful planning.  So we were excited to host an educational panel recently, “Envision the Retirement of Your Dreams”, with speakers discussing a range of ways to make the most of your time after the career phase of life. Two of our panelists were travel specialists.  Karen Garr is a travel consultant with Maupin Travel in Raleigh.  Tony Lewitt is a hobbyist travel agent who has developed a particular passion for cruising.  Both Karen and Tony shared some ideas and trends that could make travel more enjoyable for you. How many times have you said “When I retire, I’m finally going to (insert grandiose goal here).”  Maybe it’s walking the Great Wall of China or seeing the turtles in the Galapagos; maybe you just want to spend ...

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